https://retirementplanningscottsdale.com/2018/09/27/anil-vazirani-explains-complex-proprietary-fixed-index-annuities/ Anil Vazirani explains COMPLEX PROPRIETARY FIXED INDEX ANNUITIES. Seniors across Arizona and other states are being targeted by insurance agents with ads promising investments generating returns of up to 9% with no market risk. Insurance agents are marketing new, complex proprietary Fixed Index Annuity (FIA) products through newspapers advertisements using language designed to make…