https://retirementplanningscottsdale.com/2018/12/12/anil-vazirani-says-dont-trust-hypothetical-illustrations-for-complex-proprietary-index-annuities/ ANIL VAZIRANI SAYS DON’T TRUST HYPOTHETICAL ILLUSTRATIONS when considering Index Universal Life Complex Proprietary Index Annuities. In an article by John Hilton in INFront, John says that The National Association of Insurance Commissioners is tweaking some illustration rules as part of its mission to protect consumers, although not the major overhaul many have requested….