Per an article in Investment News: http://www.investmentnews.com/article/20171214/FREE/171219942/complexity-of-new-indexed-annuities-causing-concern Indexed annuities are a type of fixed annuity that tracks a market index, such as the S&P 500. Some observers however are concerned about a surge in products using a “hybrid” market index. Critics say such indices are less transparent and more difficult to understand than well-known alternatives…
Anil Vazirani asks: “Is the Complexity of the New Indexed Annuities Causing Concern?”
https://retirementplanningscottsdale.com/ Anil Vazirani asks: “Is the Complexity of the New Indexed Annuities Causing Concern?” Indexed annuities are a type of fixed annuity that tracks a market index, such as the S&P 500. Some observers however are concerned about a surge in products using a “hybrid” market index. Critics say such indices are less transparent and…
Anil Vazirani asks: “Are you a do-it-yourself investor, should you get a second opinion?”
https://retirementplanningscottsdale.com/ Anil Vazirani asks: “Are you a do-it-yourself investor, should you get a second opinion?” Americans who make their own investment decisions seriously underperform stock market benchmarks, and have done so for decades, a 2016 study by Dalbar concluded. DIY tend to make “poor investment” choices, and are most often driven by emotion when making…
Senator John McCain letter to Anil Vazirani re his support for the proposed fiduciary rule
Senator John McCain Letter to Anil Vazirani regarding his support for the proposed fiduciary rule: RETIRE AND STAY RETIRED, SAFE, SMART, AND SECURE! Call 1-800-957-5604 x 200 to set up a Complimentary Strategy Session http://dreamretire.com/
Anil Vazirani asks: How can you pay for long-term care?
https://retirementplanningscottsdale.com/ Anil Vazirani asks: “How can you pay for long-term care?” There are several options: Nearly 50% of Americans turning 65 today will require long-term care. It’s a fact that life expectancy and the cost of care has gone up, so long-term-care policies will be a necessity for many. There are a few insurance options:…
Anil Vazirani asks: “Have you maxed out your retirement account contributions for this year?”
The Internal Revenue Service has raised the contribution limits for employees who participate in 401(k), 403(b) and most 457 plans to to $18,500 in 2018, up from the current limit of $18,000. They also increased the income ranges for determining eligibility to make deductible contributions to traditional individual retirement accounts, contribute to Roth IRAs and…
Anil Vazirani letter to Hon. Alexander Acosta re Fiduciary Rule for complex proprietary Fixed Index Annuities
7/19/2017 Hon. Alexander Acosta Secretary of Labor My name is Anil Vazirani. I have been in the financial services industry since 1994. I have had my series 65 Investment Advisor license since 2008. I am a 10 consecutive year qualifier of MDRT Top of the Table reflecting the top 1% of advisors in the industry…
Anil Vazirani letter to Senator Ron Wyden re Investment Adviser Protections for American Investors
June 22, 2017 The Honorable Senator Ron Wyden 221 Dirksen Senate Office Building Washington, D.C. 20510 Re: Investment Adviser Protections for American Investors Dear Senator Wyden, Despite its reluctant implementation this month, the U.S. Department of Labor’s Fiduciary Rule remains under attack, and we must not allow its unscrupulous opponents to prevail in their efforts…